Motilal Oswal Unlisted Share
₹12.0
Company Name
Motilal Oswal Unlisted Share
Motilal Oswal Unlisted Share
ISIN No.
INE658R01011
INE658R01011
PAN No.
NA
NA
Face Value
₹1
₹1
EPS
₹NA
₹NA
PE Ratio
59.52
59.52
P/S Ratio
NA
NA
Market Cap
7,567
7,567
Book Value
2.36
2.36
P/BV
5.3x
5.3x
52 W High
₹18
₹18
52 W Low
₹12.25
₹12.25
Lot Size
1000 Shares
1000 Shares
Lifetime High
₹0
₹0
Lifetime Low
₹0
₹0
Sector
NA
NA
CIN
U65923MH2013PLC248741
U65923MH2013PLC248741
Registration Date
NA
NA
About
About Motilal Oswal Home Finance Limited Unlisted Shares
Motilal Oswal Home Finance Limited (MOHFL) (formerly Aspire Home Finance Corporation Ltd.) is a professionally managed housing finance company incorporated on 01.10.2013. The company focuses on providing affordable housing finance to Lower and Midd... Read More
Financials (Figures in Cr)
Motilal Oswal Home Finance Limited – P&L Statement
📊 Profit & Loss Statement (₹ in Crores)
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Interest Earned | 500 | 513 | 558 | 608 |
| Other Income | 17 | 18.5 | 31 | 44 |
| Interest Expended | 229 | 218.5 | 250 | 267 |
| Operating Expenses | 106 | 119 | 155 | 216 |
| Provisions & Contingencies | 73 | 19 | 12 | 1.6 |
| PAT | 95 | 136 | 132 | 130 |
| EPS (₹) | 0.16 | 0.23 | 0.22 | 0.21 |
| Gross NPA (%) | 1.64 | 1.07 | 0.86 | 0.84 |
| Net NPA (%) | 0.90 | 0.55 | 0.42 | 0.37 |
📈 Financial Ratios & Key Metrics
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Advances (₹ Cr) | 3,434 | 3,772 | 4,032 | 4,836 |
| Book Value (₹) | 1.67 | 1.90 | 2.13 | 2.36 |
| P/B Ratio (x) | 8.38 | 7.36 | 7.04 | 6.78 |
| ROE (%) | 9.44 | 11.85 | 10.26 | 9.10 |
Motilal Oswal Home Finance Limited
📊 Balance Sheet (₹ in Crores)
🟢 Assets
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed Assets | 8 | 13 | 13 | 16 |
| Cash & Balances | 273 | 319 | 472 | 629 |
| Investments | 0 | 0 | 0 | 0 |
| Advances | 3,434 | 3,772 | 4,032 | 4,836 |
| Other Assets | 48 | 44 | 35 | 49 |
| Total Assets | 3,763 | 4,148 | 4,552 | 5,530 |
🔵 Liabilities
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Share Capital | 602.7 | 603.3 | 603.79 | 605.3 |
| Face Value (₹) | 1 | 1 | 1 | 1 |
| Reserves | 404 | 544 | 683 | 823 |
| Borrowings | 2,606 | 2,889 | 2,994 | 3,703 |
| Deposits | 0 | 0 | 0 | 0 |
| Other Liabilities | 150.3 | 111.7 | 271.21 | 398.7 |
| Total Liabilities | 3,763 | 4,148 | 4,552 | 5,530 |
Motilal Oswal Home Finance Limited
💰 Cash Flow Statement (₹ in Crores)
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| PBT | 118 | 175 | 171 | 166 |
| OPBWC | -82 | -95 | -117 | -165 |
| Term Deposit | 0 | 0 | 0 | 0 |
| Change in Investment | 0 | 0 | 0 | 0 |
| Change in Advances | -35 | -356 | -271 | -806 |
| Change in Deposit | 0 | 0 | 0 | 0 |
| Other Changes | 292 | 241 | 457 | 438 |
| Working Capital Change | 257 | -115 | 186 | -368 |
| Cash Generated from Operations | 175 | -210 | 69 | -533 |
| Tax | 0 | 29 | 30 | 36 |
| Cash Flow from Operations (CFO) | 175 | -239 | 39 | -569 |
| Purchase of PPE | -6 | -8 | -4 | -8 |
| Sale of PPE | 0 | 0 | 0 | 0 |
| Purchase of Investment | -844 | -840 | 0 | 0 |
| Sale of Investments | 844 | 841 | 0 | 0 |
| Others (Investing) | -13 | 2 | 25 | 26 |
| Cash Flow from Investing (CFI) | -19 | -5 | 21 | 18 |
| Proceeds from Borrowing | 1303 | 1335 | -1061 | 1065 |
| Repayment of Borrowing | -1549 | -1053 | 1166 | -714 |
| Dividend | 0 | 0 | 0 | 0 |
| Proceeds from Equity | 0.92 | 0.64 | 0.44 | 1.6 |
| Others from Financing | 1.08 | 6.36 | 2.56 | 366.4 |
| Cash Flow from Financing (CFF) | -244 | 289 | 108 | 719 |
| Net Cash Generated | -88 | 45 | 168 | 168 |
| Cash at the Start | 319 | 231 | 275 | 443 |
| Cash at the End | 231 | 276 | 443 | 611 |
FAQs
## Procedure to Buy
### **Motilal Oswal Home Finance Limited** Unlisted Shares
*(Through RookCapital)*
Please find below the step-by-step process to purchase unlisted shares through **RookCapital**:
---
### 🔹 Step 1: Booking Confirmation
Confirm your order for **Motilal Oswal Home Finance Limited Unlisted Shares** with us at the agreed trading price.
---
### 🔹 Step 2: Submit KYC Documents
Share the following documents:
* ✅ Client Master Report (CMR) copy (available from your broker)
* ✅ PAN Card copy
* ✅ Cancelled cheque (required if payment is made from a bank account different from the one mentioned in the CMR)
These documents are mandatory as per SEBI compliance norms.
---
### 🔹 Step 3: Fund Transfer
RookCapital will share the official bank account details for payment.
---
### 🔹 Step 4: Mode of Payment
Payment must be made via:
* RTGS
* NEFT
* IMPS
* Account Transfer / Cheque
❌ Cash deposits are strictly not allowed.
---
### 🔹 Step 5: Bank Account Condition
Funds must be transferred from the **same bank account** in which shares will be credited.
---
### ⏳ Share Transfer Timeline
* Shares will be credited within **24 working hours** if funds are received before **2:00 PM**.
* Transfers are executed through **NSDL/CDSL** as per standard depository procedure.
---
## 🔒 Lock-in Period (Pre-IPO Shares)
As per regulations, if shares are purchased in the **Pre-IPO stage**, there is a **6-month lock-in period after listing**.
👉 You can sell the shares only after completing **6 months from the official listing date**.
---
## 📞 For Assistance
For price updates, availability, or transaction support, connect with **RookCapital**.
We ensure:
✔ Transparent pricing
✔ Verified share sourcing
✔ Smooth demat transfer
✔ Dedicated relationship support
In recent years, the unlisted share market has expanded significantly, leading to a reduction in the minimum investment amount. Previously, the typical investment ticket size ranged from 5-10 Lakhs, but in the current market scenario, it has decreased to between 35-50k. Therefore, through our UnlistedZone platform, if someone wishes to invest in Motilal Oswal Home Finance Limited Unlisted Shares, the minimum investment required would now be in the range of 35-50k
## Credit of
### **Motilal Oswal Home Finance Limited** Unlisted Shares
*(Through RookCapital)*
When you purchase unlisted shares through **RookCapital**, please note that as per SEBI regulations, shares can only be transferred to your **Demat Account** (physical transfer is not permitted).
Below are the two primary ways to verify the credit of shares:
---
## 🔹 1. Through NSDL / CDSL Applications
You can directly check share credit using the depository apps:
* **National Securities Depository Limited (NSDL)**
* **Central Depository Services Limited (CDSL)**
Download the respective app from the Google Play Store and log in to verify holdings.
### 📌 How to Identify Your Depository?
Your **Demat Account Number** contains 16 characters (DP ID + Client ID).
* **DP ID** → Unique ID of your broker (issued by NSDL/CDSL)
* **Client ID** → Your unique investor identification number
#### ✅ CDSL Format
* 16-digit numeric format
* Example:
* DP ID: 12345678
* Client ID: 91234567
#### ✅ NSDL Format
* First two characters alphabetic (“IN”)
* Followed by 6-digit DP ID + 8-digit Client ID
* Example:
* DP ID: IN123456
* Client ID: 78912345
By checking your Demat number format, you can identify whether your broker is registered with NSDL or CDSL.
---
## 🔹 2. Through Your Broker’s Application
You can also verify the credit of **Motilal Oswal Home Finance Limited Unlisted Shares** directly in your broker’s trading app or back-office portal.
⚠️ Please Note:
It may take **T+2 working days** for the shares to reflect in your broker’s application after the transfer is completed.
---
## ⏳ Transfer Timeline with RookCapital
* Shares are typically transferred within **24 working hours** after fund confirmation (if received before 2 PM).
* You will receive confirmation once the transfer is executed.
For any assistance regarding share credit, transaction status, or demat verification, feel free to connect with **RookCapital**.
## Procedure for Selling
### **Motilal Oswal Home Finance Limited** Unlisted Shares
*(Through RookCapital)*
Please find below the step-by-step process for selling your unlisted shares through **RookCapital**:
---
### 🔹 Step 1: Price Confirmation
We will confirm our **current buying price** for Motilal Oswal Home Finance Limited Unlisted Shares.
---
### 🔹 Step 2: Share Transfer
After price confirmation:
* We will share our **Client Master Report (CMR)**.
* You will transfer the shares to our designated **Demat Account** as per the provided details.
---
### 🔹 Step 3: Bank Details Request
Once the shares are successfully credited to our demat account, we will request your **bank account details** for payment processing.
---
### 🔹 Step 4: Payment Timeline
* Funds will be transferred within **24 working hours** of receiving the shares in our demat account.
---
### 🔹 Step 5: Mode of Payment
Payment will be made only through:
* **RTGS**
* **NEFT**
* **IMPS**
* **Cheque Transfer**
🚫 **No cash deposits are accepted.**
---
### 🔹 Step 6: Bank Account Verification (As per SEBI Guidelines)
* Payment will be made **only to the bank account linked with your demat account**.
* Alternatively, you must provide a **cancelled cheque** (with your name printed) for verification.
* As per SEBI regulations, **third-party transfers are not permitted**, and RookCapital strictly follows this compliance policy.
---
## ⚠️ Important Note on Price Validity
The confirmed buying price remains valid for **3 working days**.
If shares are not transferred within this validity period, the **prevailing market price on the day shares are received in our demat account** will be applicable.
---
For assistance or to confirm the latest buying price, feel free to connect with **RookCapital**.
## Lock-in Period for
### **Motilal Oswal Home Finance Limited** Unlisted Shares
*(As per SEBI Guidelines – Updated August 2021)*
The lock-in period for Motilal Oswal Home Finance Limited Unlisted Shares depends on the category of investor:
---
### 🔹 1. Venture Capital Funds (VCF) / Foreign Venture Capital Investors (FVCI)
* **Lock-in Period:** 6 months
* **Applicable From:** Date of acquisition of shares
---
### 🔹 2. AIF – Category II (Alternative Investment Funds)
* **Lock-in Period:** No lock-in
---
### 🔹 3. Other Investors (Retail, HNIs, Body Corporates)
* **Lock-in Period:** 6 months
* **Applicable From:** Date of IPO listing
This includes:
* Retail Investors
* High Net-worth Individuals (HNIs)
* Corporate Investors
---
## 📌 SEBI Regulation Update
In **August 2021**, the **Securities and Exchange Board of India (SEBI)** reduced the lock-in period from **1 year to 6 months** for most investors.
### ✅ Objective of the Amendment:
* Encourage more participation in **Pre-IPO investments**
* Support startups preparing for public listings
* Improve liquidity for early investors
Since this regulatory change, many **Portfolio Management Services (PMS)** firms have been actively advising clients to consider Pre-IPO opportunities to benefit from early-stage value creation.
---
## ⚠️ Special Note – SME IPOs
For companies listing under the **SME IPO** segment:
* **Lock-in Period:** 1 year from the date of listing
---
## DIS (Delivery Instruction Slip) – Transfer Process for
### **Motilal Oswal Home Finance Limited** Unlisted Shares
*(Through RookCapital)*
A **Delivery Instruction Slip (DIS)** is used to transfer or sell unlisted shares from your demat account to another demat account (for example, when selling shares to RookCapital).
There are two methods to transfer shares using DIS:
---
# 🔹 1. Offline DIS (Physical Method)
This is the traditional paper-based method.
### 📌 Process:
* Collect the **DIS booklet** from your broker.
* Fill in the required details.
* Submit the signed DIS slip to your broker for processing.
### 📝 Required Details in DIS Form:
* ✅ **ISIN Number** of Motilal Oswal Home Finance Limited
* ✅ Company Name
* ✅ Quantity of Shares
* ✅ Consideration Amount (Sale Value)
* ✅ Target DP ID
* ✅ Target Client ID
* ✅ Annexure (if applicable)
After submission, your broker will process the transfer to the specified demat account.
---
# 🔹 2. Online DIS (Digital Transfer Method)
Many brokers now provide an **online share transfer facility**, which eliminates paperwork.
### 📌 Process:
1. Login to your broker’s trading/back-office platform.
2. Add RookCapital’s demat account as a **beneficiary**.
3. Enter ISIN, quantity, and execution details.
4. Confirm via OTP / TPIN authentication.
This method is faster and generally more convenient.
---
### 🏦 Depository Platforms
Share transfers are executed through:
* **National Securities Depository Limited (NSDL)**
* **Central Depository Services Limited (CDSL)**
You can check with your broker whether your demat account is registered under NSDL or CDSL.
---
## ⚠️ Important Points to Remember
* Ensure all details (ISIN, DP ID, Client ID) are entered correctly.
* Transfers once executed cannot be reversed easily.
* Shares must be transferred only after confirming the buying price with RookCapital.
* Payment is processed after shares are successfully credited to the buyer’s demat account.
---
## SEBI Regulations & Unlisted Shares
*(Understanding the Regulatory Framework for Unlisted Investments through RookCapital)*
The **Securities and Exchange Board of India (SEBI)** does exercise regulatory influence over the unlisted market, although its supervision is not as extensive as in the listed equity markets.
Below are the key aspects investors should understand when dealing in unlisted shares through **RookCapital**:
---
## 🔹 1. Applicable Rules & Compliance Requirements
While unlisted shares are not traded on stock exchanges, certain SEBI-regulated frameworks still apply:
* ✅ **6-Month Lock-in Period** (post-listing for most investors)
* ✅ **Mandatory Stamp Duty** on share transfer transactions
* ✅ **Depository Participant (DP) Charges** for demat transfers
* ✅ Shares must be transferred only through **NSDL/CDSL demat accounts**
These measures ensure structured documentation, traceability, and standardized settlement processes.
---
## 🔹 2. No Specific Licensing for “Unlisted Brokers”
Currently, SEBI does not have a separate licensing category specifically for unlisted share intermediaries.
This means:
* There is no dedicated SEBI registration for “unlisted brokers.”
* Transactions are routed through regulated depositories and demat mechanisms.
👉 Therefore, **investor due diligence becomes extremely important** when choosing a transaction partner.
At **RookCapital**, we ensure:
* Transparent pricing
* Verified documentation
* Proper demat-based transfers
* Strict adherence to compliance norms
---
## 🔹 3. Investor Protection & Transparency
Even though the unlisted market is less regulated compared to listed markets, safeguards exist:
* Lock-in rules prevent immediate flipping post-IPO
* Mandatory demat transfers eliminate physical risk
* Stamp duty ensures proper transaction reporting
* Banking compliance restricts third-party fund transfers
These frameworks aim to reduce fraud risk and improve transparency in pre-IPO and unlisted transactions.
---
## 📌 Important Investor Insight
Unlisted securities do not have:
* Daily price discovery like listed stocks
* Continuous exchange monitoring
* Same level of public disclosures
Hence, investors must:
* Evaluate fundamentals carefully
* Understand valuation metrics
* Assess liquidity risk
* Choose credible intermediaries
---
## 🏢 RookCapital Advisory Note
While SEBI provides a partial regulatory umbrella for unlisted transactions, the responsibility of informed decision-making rests with investors.
RookCapital assists clients with:
✔ Compliance-oriented transactions
✔ Proper demat execution
✔ Documentation support
✔ Transparent communication
The earlier process — which used to take up to three months (1–1.5 months for name approval and another month for share transfer) — has now been replaced by a single-day, seamless transfer system effective from 23 March 2025.
You can check the **daily unlisted share prices** of companies directly on the **RookCapital** platform.
To stay regularly updated, simply **register with us using your mobile number**, and you will receive:
* 📊 Daily price updates of unlisted shares
* 📰 Important company news & announcements
* 📈 Market insights & valuation updates
* 🔔 IPO & Pre-IPO opportunities alerts
* 📌 Key regulatory and compliance updates
Stay informed and make smarter investment decisions with **RookCapital’s verified updates delivered directly to your WhatsApp.**
The taxation on the Motilal Oswal Home Finance Limited shares may vary depending on 2 Factors:
Short-term capital or long-term capital.
Pre-IPO stage (unlisted shares) or Post-IPO stage (listed shares)
