TATA Capital
₹930.0
Company Name
TATA Capital
TATA Capital
ISIN No.
INE976I01016
INE976I01016
PAN No.
AADCP9147P
AADCP9147P
Face Value
₹10
₹10
EPS
₹NA
₹NA
PE Ratio
99.7
99.7
P/S Ratio
NA
NA
Market Cap
₹₹ 364450
₹₹ 364450
Book Value
₹92.92
₹92.92
P/BV
10.6
10.6
52 W High
₹₹ 1095
₹₹ 1095
52 W Low
₹₹ 875
₹₹ 875
Lot Size
₹250
₹250
Lifetime High
₹NA
₹NA
Lifetime Low
₹NA
₹NA
Sector
NA
NA
CIN
U65990MH1991PLC060670
U65990MH1991PLC060670
Registration Date
NA
NA
About
Tata Capital Unlisted Shares: A Comprehensive Overview
About Tata Capital
Tata Capital Limited is a prominent financial services company and a wholly owned subsidiary of Tata Sons Limited, the holding company of the Tata Group. Founded with a mission to deliver trusted financial ... Read More
Financials (Figures in Cr)
P&L Statement
| P&L Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Interest Earned | 9090 | 11895 | 16366 | 25720 |
| Other Income | 1162 | 1741 | 1832 | 2650 |
| Interest Expended | 4889 | 6601 | 9568 | 15029 |
| Operating Expenses | 2041 | 2446 | 3346 | 5592 |
| Provisions and contingencies | 1080 | 574 | 592 | 2827 |
| PAT | 1851 | 2946 | 3327 | 3655 |
| EPS | 5.35 | 8.4 | 8.98 | 9.72 |
| Gross NPA | 1.9 | 1.71 | 1.71 | 2.33 |
| Net NPA | 0.6 | 0.4 | 0.38 | 0.98 |
| Financial Ratios | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Advances | 90121 | 116756 | 157760 | 221950 |
| Book Value | 33.82 | 48.35 | 66.38 | 91.36 |
| P / B | 13.6 | 21.71 | 15.82 | 10.12 |
| ROE (%) | 15.8 | 17.37 | 13.53 | 10.63 |
Balance Sheet
| Assets | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed Assets | 565 | 486 | 833 | 1590 |
| Cash and Balances | 2081 | 3058 | 6995 | 10443 |
| Investments | 7846 | 12658 | 7905 | 8721 |
| Advances | 90121 | 116756 | 157760 | 221950 |
| Other Assets | 1773 | 2604 | 3201 | 5761 |
| Total Assets | 102386 | 135562 | 176694 | 248465 |
| Liabilities | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Share Capital | 3463 | 3507 | 3703 | 3762 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 8249 | 13451 | 20878 | 30608 |
| Borrowings | 79330 | 106309 | 139646 | 198762 |
| Deposits | 0 | 0 | 0 | 0 |
| Other Liabilities | 11344 | 12295 | 12467 | 15333 |
| Total Liabilities | 102386 | 135562 | 176694 | 248465 |
Cash-Flow Statement
| Cash-Flow Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| PBT (%) | 2347 | 3936 | 4392 | 3375 |
| OPBWC | 3083 | 3948 | 4758 | -2633 |
| Term Deposit | 0 | 0 | 0 | 0 |
| Change in Investment | 0 | 0 | 0 | 0 |
| Change in Advances | -17098 | -26763 | -40889 | -21042 |
| Change in Deposit | 0 | 0 | 0 | 0 |
| Other Changes | 246 | 709 | -5402 | 7620 |
| Working Capital Change | -16852 | -26054 | -46291 | -13422 |
| Cash Generated From Operations | -13769 | -22106 | -41533 | -16055 |
| Tax | 617 | 1083 | -1223 | 1036 |
| Cash Flow From Operations | -14386 | -23189 | -40310 | -17091 |
| Purchase of PPE | -40 | -207 | -698 | -997 |
| Sale of PPE | 63 | 60 | 64 | 5 |
| Purchase of Investment | -246751 | -380770 | -325 | -681 |
| Sale of investments | 244311 | 378996 | 5129 | 17861 |
| Others | -200 | -348 | 1587 | -16625 |
| Cash flow from Investment | -2617 | -2269 | 5757 | -437 |
| Proceeds from Borrowing | 114447 | 82621 | 104439 | 105830 |
| Repayment of Borrowing | -97369 | -56467 | 71655 | -90913 |
| Dividend | -82 | -136 | -74 | -78 |
| Proceeds from Equity | 200 | 796 | 1975 | 1504 |
| Others From Financing | -141 | -385 | -142043 | -358 |
| Cash Flow from Financing | 17055 | 26429 | 35952 | 15985 |
| Net Cash Generated | 52 | 971 | 1399 | -1543 |
| Cash at the Start | 2026 | 2081 | 3059 | 4887 |
| Cash at the End | 2078 | 3052 | 4458 | 3344 |
FAQs
At Rook Capital, we ensure a seamless and transparent experience for investors interested in acquiring high-potential pre-IPO shares like TATA Capital. Below is the step-by-step process for purchasing unlisted shares:
📌 Step 1: Confirm Your Booking
Get in touch with our investment team to confirm your interest in purchasing TATA Capital Unlisted Shares at the agreed trading price.
📄 Step 2: Submit KYC Documents
To comply with SEBI regulations, please share the following documents:
Client Master Report (CMR) – Obtainable from your broker
PAN Card
Cancelled Cheque (only required if the payment is being made from a bank account other than the one in your CMR)
💳 Step 3: Transfer of Funds
We will provide Rook Capital's bank account details for the transaction.
Accepted Payment Modes: RTGS, NEFT, IMPS, or Cheque Transfer
❌ Not Accepted: Cash deposits
🔒 Funds must be transferred from the same bank account into which shares are to be credited.
⏱ Step 4: Share Transfer Timeline
If the funds are credited before 2:00 PM, the shares will be transferred to your demat account within 24 hours on the same working day.
🔒 Lock-in Period Notice
As per SEBI guidelines, shares purchased in the pre-IPO phase (unlisted shares) are locked in for 6 months post listing.
📌 That means you can only sell your TATA Capital Unlisted Shares after 6 months from the official listing date on the stock exchange.
📞 Need Assistance?
We’re here to help you at every step.
📩 Email: info@rookcapital.in
🌐 Website: www.rookcapital.in
How to Sell TATA Capital Unlisted Shares via Rook Capital
At Rook Capital, we make the process of selling your TATA Capital Unlisted Shares secure, transparent, and hassle-free. Below is the detailed step-by-step procedure for selling your shares to us:
📌 Step 1: Price Confirmation
We will confirm the buying price of TATA Capital Unlisted Shares based on the current market rate.
📌 This price remains valid for 3 business days.
📄 Step 2: Share Transfer to Our Demat Account
We will share our Client Master Report (CMR) with you. You will be required to transfer your TATA Capital Unlisted Shares to our designated demat account.
🏦 Step 3: Submit Your Bank Details
Once we receive the shares in our demat account, we will ask you to share your bank account details for payment processing.
✅ If your bank account is not linked to the demat account, you must provide a cancelled cheque showing your name for verification.
💰 Step 4: Fund Settlement
We will transfer the funds to your verified bank account within 24 hours of receiving the shares.
Accepted Modes: RTGS, NEFT, IMPS, Cheque Transfer
❌ Cash Deposits are strictly not allowed.
🔒 Regulatory Compliance
As per SEBI regulations, funds can only be transferred to the account holder of the demat account. We strictly do not process payments to third-party bank accounts under any circumstances.
📌 Important Note:
If the shares are not transferred within 3 days of price confirmation, the new prevailing price on the date we receive the shares will apply.
📞 Need Help?
We're here to guide you through every step.
📩 Email: sales@rookcapital.in
🌐 Website: www.rookcapital.in
Lock-in Period for TATA Capital Unlisted Shares
The lock-in period for selling TATA Capital Unlisted Shares depends on the type of investor and has been streamlined by SEBI to promote Pre-IPO investments. Below is a detailed breakdown:
1. Venture Capital Funds (VCFs) & Foreign Venture Capital Investors (FVCIs)
Lock-in Period: 6 months
From: Date of acquisition
These institutional investors can exit after 6 months from the purchase date itself, even before listing.
2. AIF – Category II (Alternative Investment Funds)
Lock-in Period: None
AIF-II investors enjoy complete exemption from lock-in under SEBI’s relaxed norms.
3. Retail Investors, HNIs, and Body Corporates
Lock-in Period: 6 months
From: Date of IPO listing
Retail investors can only sell their holdings after 6 months from the listing date on the stock exchange.
📜 Regulatory Background
This regulation was introduced by SEBI in August 2021, reducing the lock-in from 1 year to 6 months. The move aimed to:
Encourage early-stage investments in promising startups.
Provide faster liquidity to Pre-IPO investors.
Boost participation from PMS, HNIs, and institutional investors in unlisted equity.
Since this update, many Portfolio Management Services (PMS) and advisory firms have actively recommended Pre-IPO investments to benefit from reduced lock-in durations and potentially higher returns at listing.
How to Use DIS to Transfer TATA Capital Unlisted Shares
DIS, or Delivery Instruction Slip, is a standardized method used by investors to transfer or sell TATA Capital Unlisted Shares from their demat account to another party. This is a mandatory step for off-market share transfers such as pre-IPO transactions.
There are two primary DIS methods available to investors:
✅ 1. Offline DIS (Physical Form Submission)
This is the traditional, paper-based method and is widely accepted across all depository participants (DPs). Here’s how it works:
📝 Key Fields Required in the Offline DIS Form:
ISIN Number of TATA Capital Unlisted Share
Name of the Security: TATA Capital Unlisted Share
Quantity to be transferred
Consideration Amount (the transaction value)
Target Demat Account Details:
DP ID (Depository Participant ID of the buyer)
Client ID (Client’s demat number)
Annexure (if applicable, depending on your DP's format)
🧾 Once the form is filled, you need to physically submit it to your broker or DP branch for processing.
🌐 2. Online DIS (Digital Transfer Method)
Some modern brokers offer a secure Online DIS platform for convenience. In this case:
Log in to your broker’s app or portal.
Select the Online DIS or Off-Market Transfer option.
Enter the beneficiary DP ID and Client ID.
Fill in details similar to the Offline-DIS (ISIN, quantity, etc.).
Submit the request digitally and authenticate it (often via OTP).
Examples of brokers offering Online DIS: Angel Broking, Zerodha (CDSL easiest), Groww, and others.
📌 Make sure to check with your broker for availability and activation procedures.
🔐 Why It Matters
DIS ensures legal and secure transfer of unlisted shares between demat accounts, especially in Pre-IPO and off-market transactions. Whether offline or online, it’s essential to double-check all details before submission, as incorrect entries can lead to rejections or delays.
Minimum Investment in TATA Capital Unlisted Shares
In recent years, the unlisted share market has witnessed robust growth and increased accessibility for retail investors. This expansion has led to a significant reduction in minimum investment thresholds.
🔹 Earlier Scenario:
Minimum investment amounts typically ranged between ₹5–10 Lakhs, making it suitable primarily for high-net-worth individuals.
🔹 Current Market Trend:
With rising investor participation and enhanced liquidity in the Pre-IPO space, the entry point has lowered. Today, investors can gain exposure to premium unlisted companies like TATA Capital with much smaller capital commitments.
✅ Minimum Investment via Rook Capital
If you wish to invest in TATA Capital Unlisted Shares through Rook Capital, the current minimum ticket size is approximately:
₹35,000 – ₹50,000
This revised entry range allows more investors to participate in early-stage opportunities and diversify their portfolio with high-potential private equity holdings.
Yes, buying and selling unlisted shares in India is indeed 100% legal. This activity is regulated and governed under the guidelines provided by the Securities and Exchange Board of India (SEBI). Investors and traders must adhere to these regulations and guidelines to ensure compliance with legal and financial standards. It's important for participants in the unlisted share market to be aware of and understand these regulations to engage in transactions legally and securely
